of extending to persons, from whom the benefits of insurance have hitherto been altogether withheld, a certainty of effecting their object, in an Office established exclusively for the reception of such cases: thus relieving Proposers from the unpleasant feeling consequent on a knowledge that their particular cases make the Directors less anxious to grant insurance to them, than to persons differently circumstanced. The ASYLUM COMPANY confines its business to assuring the lives of Persons going beyond the limits of Europe-predisposed to hereditary or other Constitutional maladies-of delicate health— of peculiarity of form, whether natural or accidental—labouring under mania, melancholia, or any kind of chronic disease unaccompanied with immediate danger,-females in a state of preg nancy,-persons engaged in unhealthy occupations,—and those, who, from inadequate testimonials, uncertainty of date of birth, or other causes, would be subject to rejection, or an exorbitant rate of premium at other Offices. Assurances will be granted at premiums proportioned to the risks not only with reference to the general healthiness of the climate, but also to the particular service intended. For instance, the civil, military, and maritime services in the different Presidencies in the East Indies, will be charged at different rates of premium. Officers and others, who are subject to be called abroad, although not under immediate orders, will be charged the ordinary rate of Premium according to the Table of the Economic Life Office, until they actually sail; from which period, until their return to Europe, they will be required to pay a rate accurately according with the mortality of the climate and service for which they are destined. They will thus secure the right of going abroad at any period, at a rate of Premium fixed and agreed on from the commencement of the Insurance. Persons of delicate health, or suffering from the effects of Tropical Climates, Rupture, Gout, or slight Chronic disease, will be assured at rates of Premium duly proportioned to the nature and extent of their respective maladies. These rates are the result of accurate observations, and are, in many cases lower than the Premiums charged by the generality of Offices to persons in robust health. The Company is supported by a Subscribed Capital of £240,000, in 2,000 Shares of £120 each, of which 25 per cent. will be advanced, and the Shareholders have entered into sufficient securities for the payment of the remainder. The premiums will be accumulated into a separate fund, and the Directors have power to divide amongst the Proprietors such portion of the profits, every five years, as may not imprudently check the growth of the funds intended to be accumulated for the security of the Assured. The Trustees, in whose names all the Funds of the Company are immediately invested, sign every Policy, so as to give the Assured AN IMMEDIATE REMEDY AGAINST THE FUND ITSELF. It is this peculiarity of the Asylum Company which renders it wholly independant of the aid of an Act of Parliament. The Directors meet at the Office of the Company, every Wednesday at three o'clock precisely, and the Resident Director attends with one of the Medical Officers at the same hour daily, to facilitate the departure of those who may wish to visit Foreign Climates with speed. A Physician or consulting Surgeon of eminence has been appointed in every principal Town, before whom persons wishing to effect Insurances in the Country may appear, on sending their proposals, by letter, to the Resident Director. The following extracts from the Tables of Premiums, will serve to illustrate the Rates in particular cases. The full Tables, having been calculated from materials collected at great expence, for the sole use of the ASYLUM COMPANY, will not, for obvious reasons, be published. EAST-INDIA CIVIL SERVICE. ANNUAL PREMIUM FOR ASSURING £100, FOR SEVEN YEARS, AND THE WHOLE TERM OF LIFE. FOR ASSURING A PREGNANT FEMALE, FOR ONE YEAR,-without requiring personal appearance before the Board of Directors, or before a Medical Officer. WHOLE OF LIFE. AGE. 1 YEAR. 7 YEARS. THE FOLLOWING ARE THE SCALES OF CHARGES FOR HEALTHY PERSONS UNTIL THEY EMBARK FOR A FOREIGN COUNTRY, AGE. 1 YEAR. 7 YEARS. Edinburgh Exeter.. Falmouth ... ... .... Charles Bruce Warner, Esq. J. Baron. M.D. F.R.S. Lymington(Hants) H. T. Frampton, M. D. Nottingham .... Charles Pennington, M,D. Newcastle on Tyne T. E. Headlam, M. D. Newcastle und Line F. H. Northem, M. D. Newport(I.of Wt.) Robert Bloxam, Esq. Northampton A. Robertson, M. D. Norwich JohnYelloley, M.D.F.R.S. Northwich James Dean, Esq. Oxford Pembroke Penzance Plymouth ...... ...... Stone ........ Thomas Barber, Esq. W. Younge, M.D. R. W. Darwin, M.D. F.R.S Tunbridge Wells.. Thomas Mayo, M.D. Warminster W. Frowd Seagrim, Es T. P. Luard, M.D. H. I. Bernard, Esq. T. L. Surrage, Esq, W. H. Wickham, Esq. J. R. Weatherhead, Esq Wolverhampton.. William Mannix, M.D. Wootten-und-edge Adam Adams, Esq. Worcester ...... Charles Hastings, M.D. James Adey Ogle, M.D. Yarmouth(Norfolk) George Penrice, M.D. David Robertson, M.D. Hugh Ley, M.D. J. C. Cookworthy, M.D. York Medical Referee for PARIS, Dr. Tupper, Rue Castiglione.-for HAMBURGH, Dr. Julius. John Lawson, M.D. |